Contact my office today where I can show you many amazing homes work with your family specifications.
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
Follow me on Facebook
Congratulations! And if you need help I'm available, too!
I agree with Don below. The USDA option lets you buy the home with no money down, so it will be a 100% financing loan. The FHA option will require a down-payment of 3.5% of the sales price (at a minimum). Your best bet is to talk to a mortgage professional that can give you both options on paper so that you can see the amount of money needed to purchase, and what your payments will be.
Our agents work in the Melissa area, and we would be happy to assist you if you are not already working with another Realtor.
Melissa Hailey - North Texas Top Team, Realtors
Coldwell Banker Jane Henry Realtors
Both loans have upfront and monthly MI now but USDA is about ready to have the fees increase so have a lender take a look at both options for you so you can see which is best for you.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
email@example.com | http://www.AustinListed.com