Home Buying in Boca Raton>Question Details

phtress, Other/Just Looking in Boca Raton, FL

Which lenders consider annuniztion of retirement accounts as a criteria for a loan in addition to credit ratings of 790 plus?

Asked by phtress, Boca Raton, FL Sun Aug 25, 2013

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Answers

5
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You could need the flexibility of a Stated Income ALT loan program and nobody is better at these kind of scenarios than me.

Google search: FLORIDA STATED INCOME ALT or combination thereof and you'll find Pro Option Mortgage is at the top of all searches

100% LTV- VA
100% LTV- USDA
99% LTV- FHA/580 score @ lower LTV

97% LTV- NO PMI
97% LTV- CONDO- NO PMI
90% LTV- 2nd Home- NO PMI
90% LTV- JUMBO- NO PMI
85% LTV- Super Jumbo- NO PMI
80% LTV- Invest. /Rental
80% LTV- Foreign Nationals
70% LTV- Manf. Homes over 90k

STATED INCOME ALT-up to Super Jumbo

90% LTV- Short Sale, BK, Foreclosure Forgiveness
80% LTV- FIX n’ FLIP Invest. Prop.
75% LTV- Foreign Nationals
70% LTV- Soft and Hard Money

COMMERCIAL PROGRAMS-nationwide

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
http://WWW.PRO-OPTION.COM
Ph: 888 662 4404
#204296

Prior Service: U.S. MARINE CORPS
====
0 votes Thank Flag Link Wed Sep 11, 2013
You could use virtually any lender. Lenders cannot discriminate based on source of income or the age of the borrower. My father, who was 79 at the time, got a 30 year fixed rate mortgage, based on social security and pension. Ask a friend or family member for a recommendation, or try your local bank. Good luck.
0 votes Thank Flag Link Tue Sep 10, 2013
Hello,

Call Jared Grob from Amerisave Mortgage. He can help you. His number is 561-568-0096.

Lilia Biberman, P.A.
Coldwell Banker
561-352-4576
Liliabiberman@gmail.com
0 votes Thank Flag Link Sun Aug 25, 2013
HI phtress,

If you are asking which lenders will consider interest income on retirement accounts...it is generally all of them. As a former banker and mortgage broker is would suggest you call CLIFF BERNSTEIN of US Mtg of FL at 561-213-6852 (cell). Like me, he does work on weekends, and he will give you the real facts. Keep me in mind for all your real estate-related questions.

Dean Emly, SRES, CDPE
Keller-Williams Realty/Boca
561-901-7808 direct
demly49@yahoo.com
0 votes Thank Flag Link Sun Aug 25, 2013
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I know exactly what to do to get the loan funded

100% LTV- VA
100% LTV- USDA
99% LTV- FHA/580 score @ lower LTV

97% LTV- NO PMI
97% LTV- CONDO- NO PMI
90% LTV- 2nd Home- NO PMI
90% LTV- JUMBO- NO PMI
85% LTV- Super Jumbo- NO PMI
80% LTV- Invest. /Rental
80% LTV- Foreign Nationals
70% LTV- Manf. Homes over 90k

STATED INCOME ALT-up to Super Jumbo

90% LTV- Short Sale, BK, Foreclosure Forgiveness
80% LTV- FIX n’ FLIP Invest. Prop.
75% LTV- Foreign Nationals
70% LTV- Soft and Hard Money

COMMERCIAL PROGRAMS-nationwide

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
http://WWW.PRO-OPTION.COM
Ph: 888 662 4404
Fax: 877 440 0909
#204296
Prior Service U.S. Marine Corps
====
0 votes Thank Flag Link Sun Aug 25, 2013
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