Home Buying in Miramar>Question Details

Karlonda, Other/Just Looking in

Where should I go online to apply for a FHA loan?

Asked by Karlonda, Wed Feb 15, 2012

Help the community by answering this question:


You can find the complete list of FHA approved lenders that can finance the purchase or refinance of your primary residence. FHA programs allow both first time home buyers and existing home owners the ability secure FHA mortgage loan on a residential homes with less than 3.5% down payment or FHA refinance up to 96.5% of the home value.

More information is online at: http://fhamortgageinfo.com/
5 votes Thank Flag Link Thu Jul 23, 2015
Depends on your situation, if you have great credit you should go to the bank you use. If you have less than perfect credit a site like The Lenders Network is a great website that is partnered with many lenders that work with all credit scores. My friend just got approved with a 600 score, I'm using them once I'm ready to buy my home. Hope this help!
4 votes Thank Flag Link Tue Aug 25, 2015
FHA is a great program that still allows up to 96.5% financing. In addition FHA recently reduced their monthly mortgage insurance costs - you can read all the latest FHA loan info at the link below.

Five Stars Mortgage
Florida's local mortgage resource
7 days week - 9am-8pm
Ph: 800-871-2636
0 votes Thank Flag Link Mon Aug 24, 2015
We would be happy to assist, Florida FHA loans is all we do. Please reach out to us below.

FHA Mortgage Source
ph: 904-302-6060
0 votes Thank Flag Link Thu Jul 23, 2015
Use my lender and let me get you 10k towards your down payments assistance and closing costs, plus a 2k tax credit for the life of your loan. Check my profile out and send me an email or text.

0 votes Thank Flag Link Fri May 1, 2015
Who is your lender?
Flag Mon Jun 15, 2015
It will be my pleasure to help you.I work with few great lenders with over 20 years of experience.
Feel free to contact me directly at:( 954) 614-4274 cell or via email Dorina@ReFloridaHomes.com and I will be happy to assist you further.
I look forward to hear back from you. Have a great day!
0 votes Thank Flag Link Thu Feb 26, 2015
RMLD (Reverse Mortgage Lenders Direct) has spent over three years perfecting their lead generation platform exclusively for the reverse mortgage industry.

Visit us at:
0 votes Thank Flag Link Fri Feb 13, 2015
You can apply online and get a preapproval letter in a few minutes:


Also you can try:


Also a highly respected Ivy League Professor has a great website:


All the best,
Alma Rose Kee PA
Future Home Realty
0 votes Thank Flag Link Sun May 27, 2012
FHA does not make loans, they simply insure them for lenders who fund them.

Also, FHA with the MIP Fee of 1.75% and monthly MI is actually a very costly loan! Though I do FHA loans, it is not the only option these days!

Contact me with the details of your sitution: Steve@Pro-Option.com



888 662 4404

0 votes Thank Flag Link Sun May 27, 2012
Do you only service clients in FL? I am in PA
Flag Sun Oct 27, 2013
I f you Google FHA the sky is the limit. But do you really want to look on the internet for the best deal? What about a REALTOR that is regulated by the CODE OF ETHICS; meaning we have to follow rules and regulations, and not only that, but me personally, have a business relationship with lenders that had provided excellent services fro a lot of my buyers and now they are happy home owners. I will be more than happy to connect you with them, so that you can also be a happy home owner.
0 votes Thank Flag Link Sat May 26, 2012
Look for a local banking center you are familiar with such as Chase, Wells Fargo or Bank of America for FHA financing. Walk in and meet their loan officers and see if you meet the criteria for Federal Housing Authority financing.

Susan Penn, PA, EWM Realtor
0 votes Thank Flag Link Mon Apr 23, 2012
I would suggest trying to find local lender that work on FHA and VA loans on a regular basis. Just start asking around. We have a few in the Iowa City area that are quite capable of helping you through the process of becoming pre-approved and will offer you sound advice throughout.

0 votes Thank Flag Link Thu Feb 16, 2012
Call Michal Bander at Guaranteed Rate 954-684-9227. He can pre-qualify you over the phone.
Web Reference: http://www.garylisa.com
0 votes Thank Flag Link Thu Feb 16, 2012
Hi Karlonda,

If you are a first time homebuyer, you may be able to get up to $7,500 from the State of Florida Bond program. You will need to work with an "approved" lender and also not earn too much money. You can see if you qualify and also find a list of lenders who will do this FHA mortgage for you:


All the best,
0 votes Thank Flag Link Wed Feb 15, 2012
There are multiple options available. You can go with a primarily online lender like QuickenLoans, or go with the bank of your choice (I've put the link to the WellsFargo prequalification page below). There's absolutely nothing wrong with doing a bit of shopping around either. Because sellers are more comfortable with banks, it may be smart to start with a regular bank, to prevent them from refusing your offer due to the unfamiliar lender.

Do you need an agent? Give me a call or send an e-mail by clicking on my name!
0 votes Thank Flag Link Wed Feb 15, 2012
Hi! This is Camille you can call me at 980-722-4155
0 votes Thank Flag Link Wed Feb 15, 2012
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