If you currently are in a very comfotable situation, have at least about 3% for a downpayment saved up then you might be ready (provided your credit score is acceptable to a lender)
Sometimes telling seller's not to sell or buyer's not to buy seems odd, but it is the right thing to do. Best of luck!
Step#2- This may seem harsh but the only way you will get a loan is stop being dramatic about it and take action. Of course you can get get a loan! But it is a reflection of your financial decisions. If you don't put the effort into it you WILL never get a loan. It is 100% in your control.
Educate yourself on the finances and it will all work out. If you would like a referral I know of a good lender I send all my buyers to in similar situations as yourself. It all starts with ACTION.