We offer $500 flat fee at http://www.mylendingplace.com with conventional loan. We also do FHA loan if you are looking for that.
I think you need to get one someone who has "nearby" underwriters and processors in the same office.
What I am finding with the big banks like Chase, Wells and BofA is that they have a "personal banker" take the application and send it off to someone in another state. While they may get the job done, it seems like communication is less frequent or non-existant and processing times significantly longer.
There can be many factors not always in control of the lender.....is there a good survey, how fast their appraiser works, is title work done, what type of loan, how fast the borrower is providing requested documentation.
I'm not sure there are stats published on closing times or delays. If anyone has this it might be a title company, but this might not always be accurate. If one lender for example mostly does local jumbos vs one who mostly does FHA and many other factors , there could be variances.
What is your goal with the question?
Each property, family stands alone, lenders work at their own pace . However when you have an executed contract all parties work with sales agreement close date.
General public only hears or see a fraction of these delayed closings . Truth ALMOST 100% close on time
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