Finding a single family in South OC at this price range is very tough with the recent increase of home values over the last year, but don't be discouraged. The best thing to do would be to consult with a real estate professional to determine all of your needs and show you options that are best for you and your family.
Feel free to contact me if you need further assistance.
949-295-6132 call or text
Realty One Group
If you are a first time buyer, meaning you have not been on title to a property for at least three years, there may be programs available to help you increase your buying power.
There's the Mortgage Credit Certificate, the Platinum Program and down payment assistance programs. Each program has different criteria that must be met to determine if you qualify and in some cases you have to take a class about homeownership. Further, these programs have limited funds, so it's always good to check availability and reserve funds, if possible.
I'd be happy to assist you with your home search. Please contact me so I can learn more about what you are looking for and so we can get started.
With Warmest Regards,
Birgit O'Hearn, Realtor
Keller Williams Realty
What size of a home/condo are you looking for? That's makes a difference, but typically in OC, you will only be able to get a small condo for that price. Also, what type of loan is this? If its FHA, you are even more limited, as the government is no longer automatically renewing the approved FHA condos, so a lot of locations have expired or are in the process of expiring. If you are a first time home buyer (meaning you have not owned a home for 3 years or less), you should speak with your mortgage loan officer to see if they can qualified you as a first time buyer, which may give you a little more money to play with.
Check out my website (http://www.thedarlingrealtors.com/) where you can search the active listings of all home sales and rentals in OC. Give me a call at 949-444-BUY4 or e-mail me at email@example.com to start your home search! :)
(949) 444-BUY4 (444-2894)
OC Homes Realty