A CLUE report will not give you history on insurance claims but NOT flood insurance claims. The only way you will know in advance would be to ask the homeowner. Insurance agents cannot go into any kind of system and give you the information you are looking for. I truly cannot remember where all the information is housed ,but I can tell you at a later date, after you close, your premium will be adjusted as a result of two or more prior claims on the home which were in excess of $2K. Note after Oct 1st, "new" flood changes, buyers will be required to purchase a elevation certificate to determine premium payments regardless of what the current owner is paying. As mentioned prior, you can check fema.gov for flood zones. Hope that helps.