Good Morning Joel, typically in our area the sellers disclose on the NC Residential Property Disclosure the annual HOA dues. Have you tried googling the HOA? It's becoming more and more common for HOA groups to have a website. You can then make contact with the board members for more specific information.
Sugar Mountain is not in my region but it is a stunning area. The best of luck to you in your search for a home.
actually it varies, and is completely up to the source you are reading the information from. In our mls for example, it always is shown as a yearly fee. Check with the source of the information as to if they are giving out as a yearly or monthly fee.