Home Buying in Tucson>Question Details

Trulia Tucson, Other/Just Looking in Tucson, AZ

When should you start house hunting in order to move by November?

Asked by Trulia Tucson, Tucson, AZ Fri May 17, 2013

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16
As soon as possible! Homes in Tucson in many neighborhoods are seeing multiple offers. With inventory AND interest rates low, there is a lot of competition for the best properties.

Lender prequalification is a first, and I would be happy to recommend some excellent lenders. Working with an experienced agent who will listen to your needs is next. I volunteer!

Kat Tyree, Associate Broker, Long Realty
520-730-5540
TucsonKat@gmail.com
1 vote Thank Flag Link Fri May 17, 2013
Hi,
It's never to early to start learning about the market in which you intend to purchase. The more you know, the easier the decision will be when you find the right house. Knowledge is power and purchasing a home is an expensive, important purchase that you will likely live with for some time. The more questions you ask your agent, the better!
0 votes Thank Flag Link Fri Aug 16, 2013
You should already be working with a Realtor and narrowing down your locations and type of homes.

1. The first step before you do anything is to find out how much money you can borrow from a bank/mortgage company. Check with different lenders to see who can get you the best deal. Once you know what you can afford, then you can begin to plan.

2. Determine what you need in a home, not necessarily what you want in a home. Make a list of those needs to give to your Realtor. When you are searching for homes you will find that it is very rare to find a home that has absolutely everything you are looking for. If you stick to what you actually need, you will have better success in your search.

3. Research areas/communities that are of interest to you. Determine what things are important such as schools, proximity to shopping, restaurants, and local activities. Drive through the communities to get a feel for what they are like.

4. Learn as much as you can about the process of buying a home. Some local Realtors or lenders will offer first time home buying seminars. If you can find one in your local area it would be helpful to attend. If you cannot attend a seminar, look on the Internet for a home buyers guide such as the one at Bankrate.com – http://www.bankrate.com/brm/news/real-estate/BuyerGuide2004/…

5. Select a local Realtor to help you begin your search for a home. You can search Internet sites such as Realtor.com or Homes.com, but a Realtor has access to all of the homes in the local MLS. They can provide you with information on the home, the area and answer any questions you may have. A Realtor can show you properties of interest.

6. Learn about the contract and what is involved. Your Realtor can take you through step by step the process of a contract. After it is signed by buyer and seller, it is called an executed contract. Then you would want to get a home inspection. If everything is fine with the inspection, then you can go forward towards closing.

7. Know what happens at closing. Again, a Realtor can walk you through what to expect at closing. You will need to have money for closing costs such as title search, processing fees, taxes, and insurance.

Tammy Hayes, Realtor
Re/Max Palm Realty
tammyhayesre@gmail.com
0 votes Thank Flag Link Thu Aug 15, 2013
You should be hard at it. Many of the listings are short sales and it would be difficult to get those closed by November as they take 3-6 months. They are 45-60% of the market in many areas. Get together with a Realtor and start hunting now. Inventories in many areas are very low and it takes time to find a good home, have inspections, and do all the documentation needed. Our Team stands ready to help you and we cover all of Pima and Pinal county. Good Luck
0 votes Thank Flag Link Thu Aug 15, 2013
Right now, especially if you are using mortgage financing. Also short sale purchases take 3-6 months (or more) to close. Talk to an experienced REALTOR and get prepared for what it is you are planning to do. 6 Months in advance is a great time to get started. 32 years experience in Tucson, I can help you find exactly what you wish for, at the best price in the shortest amount of time. Please email or call. Sue Taylor-lane 520-940-0500
0 votes Thank Flag Link Thu Aug 15, 2013
The first thing I recommend is to get pre-approved by a lender now. This way you know what price range you can afford and it also gives you some time if you need to fix your credit. Once you have been pre-approved you are ready to start house hunting. Remember it takes about 30-45 days to close and avoid short sales because you don't know how long the process will take. I only say this because you have to move by November.
0 votes Thank Flag Link Mon May 20, 2013
This is the best time for you to get together with your Realtor and get informed on the home buying process. Please visit my website at http://www.shoptucsonhomes.com or contact me at 520-975-6697 to schedule a time to meet with you.
0 votes Thank Flag Link Sat May 18, 2013
Great answers from all my colleagues!

Find a great REALTOR who can educate you about the buying process. Find a great lender who can get the job done. Start a list of must haves for your purchase. Include not only how many bedrooms, bathrooms & square feet, but other things like location, views, yard size, age of home. Whatever is important to you.

How long it will take to find the right home for you will depend greatly on your "must have" list. The longer the list, the longer it will take to find your new home. So, if your list is long and you are very particular, start looking now. If your list is a bit shorter, you can probably wait until mid-summer.

For information on different neighborhoods, feel free to visit my website and check out the Market Insider tab.

Keep it fun!!

Jo Ann
0 votes Thank Flag Link Sat May 18, 2013
This depends, buying or renting?

But there is nothing to lose when you begin early. Whether buying or renting, a successful conclusion is always best supported by a wealth of information. The knowledge gained will truly support a well informed decision.

Start sooner than later.....

Bill
0 votes Thank Flag Link Sat May 18, 2013
I agree with Michael. it is never too early to look for a house. The inventory is tight and there are so many Short Sales that can take 6 months to close. Hire a full time Realtor and get things started as soon as possible or you may not have one to move into by November. Otherwise, be prepared to live month to month where you are at if that is possible. Let me know and our Team will start the process with you.
0 votes Thank Flag Link Sat May 18, 2013
In today's market, it is never to early to start looking. With inventory being so low I would start right now. This does't mean you have to get in the car and start looking at everything, but find a REALTOR you like and begin to have a dialogue.
0 votes Thank Flag Link Sat May 18, 2013
Answers on Trulia seldom agree as much as those to this question -- and they are all right. You have plenty of time, but there's no time like the present to get started. Talk to a lender to be pre-qualified and to find out how much home you can afford. If you don't know where in Tucson you want to live, you might want to spend a few weekends going around to open houses -- there are always plenty each weekend -- especially Sunday. Also, find a Realtor who you feel comfortable with. Many will ask you to sign a Buyer-Broker agreement before they will work with you. I would wait until you know him or her a bit better before you sign this commitment.

Good luck, and let me know if I can help in any way.

David
0 votes Thank Flag Link Fri May 17, 2013
Hello there, the market in Tucson is HOT. You may want to look now and solidify a property before prices increase and rates go up. Thanks, Dave. 404-9577 :)>
0 votes Thank Flag Link Fri May 17, 2013
In today's market a "fast close" that involves a lender is 30 days. If a buyer is here in Tucson, AZ I would start the search now. First thing any potential buyer should do, get pre-approved. This is for them and we need a signed pre-qual on any offer you make in writing.

Next, start a relationship with a Realtor.

Have fun, remember buying a home should be both an educational and exciting experience.

Spirit


Spirit Messingham, PLLC
3rd Generation Full-Time Realtor®
Tierra Antigua Realty
Direct (520) 471-6900
Fax (866) 365-5208
SpiritRealty@cox.net
http://www.TierraAntigua.com
0 votes Thank Flag Link Fri May 17, 2013
Now! Most buyers start thinking & planning to purchase a new home one year in advance of move in date. Now is a good time to get pre-approved by a lender. If there are credit issues you may need 3-6 months to clean up your credit or pay down some bills. After you know you can obtain a loan and for how much then it's time to start researching neighborhoods, schools, & communities.
I can help you with all of this and direct you to areas that best suit your needs, and get you moved into your new home by your target date.
Search homes & communities at: BaseLWorldRealtor.com
Call me for a lender referral.
Sincerely,
Kris Basel, Realtor
520-358-3308
0 votes Thank Flag Link Fri May 17, 2013
Today .
Web Reference: http://www.archershomes.com
0 votes Thank Flag Link Fri May 17, 2013
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