I highly suggest having an inventory list so there are no discrepancies and you are sure of exactly what will be included with a property and its furnishings.
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First, in Naples, most agents will use a NABOR contract and the NABOR contract has very specific provisions regarding the personal property that is to be transferred upon sale. As pointed out, best practices even when a unit as described as "furnished", is to attach an "Inventory" of everything that is going to be transferred at the time of the sale to avoid any last minute disputes. Make sure you review and read your contract with your realtor very closely and ask questions about what it means!
Second, its important to make a distinction between a "fixture" and personal property. A good rule of thumb for determining if something is a fixture is if you turned the house upside down, and the item remained attached, its considered a fixture. If not, its personal property. There are exceptions (as always) but under your example, those items would not stay attached, therefore are personal property.
Best practices is never leave anything open to interpretation (ie, what constitutes "furnished") and make sure you work with a realtor that will protect your interests.
Disclosure: I am a licensed Realtor in the State of Florida and a licensed attorney. This information is provided solely in my capacity as a licensed Realtor in the State of Florida and is not intended to give legal advice and should be not relied upon as legal advice.
The professionals involved should be very aware of the consequences of failing to list EVERY item.
Ask for the list.
If they say 'EVERYTHING YOU SEE' and don't provide a list, you may and should create your own list to assure what you see IS what you get.
Your agent should be adept at making these clarifications and determining whether or not to include personal property in the purchase contract or separately on a "bill of sale."
Best of luck to you!
I think it would mean excluding decorative knick knacks. However, since you interpret that differently than I do and I am not aware of an industry standard on what "accessories" are, I think it would be important for your agent to get you a list of what accessories will not be included, or at least a good idea of what they meant by accessories. The listing agent should easily be able to tell you or your agent what they meant.
Nicole van Winden
Two Tucson Natives
Tierra Antigua Realty