You really should consult an attorney for the legal answer because everyone's situation is different . I do know that North Carolina has what is called "marital property rights". Whether your spouse is on the deed or not, they still can have some ownership rights to that property. An attorney may also recommend the spouse be in the deed in some way, depending how you wish to have that property handled if you pass away. A good attorney will also recommend a will. AGAIN, everyone's situation can be different, so I highly recommend you consult an attorney to get the advice you need to make a good decision for yourself.