Robert,
Your best bet on lot loans is to go to a local bank that knows the area and real value. If you would like my help please feel free to call me, I have about 10 years in mortgage experiece as long as real estate.
Thanks,
Scott Riddle, PA
(CSP) Certified Short Sale Professional
Sand Castle Realty Group
239-289-1849
239-390-0027 fax
http://www.NaplesRealEstatePros.com
http://www.bonitaspringsfloridahomesforsale.com
Robert,
You need to talk to a Mortgage broker who can give you an answer tailored to your situation.
Genny
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