Because you have allready selected the property you would like to purchase - perhaps you could inquire with the top local Buyer's agents as to what they would charge in this unique situation to negotiate for you and to handle contracts and paperwork. Interview at least 3.
If you do not hire a Buyer's agent to represent you...
You could pay for an appraisal...and home inspection...title company.
Just curious...Why would you consider 9.25% financing? OUCH!!!
First, good for you to ask questions. Second, get a professional real estate agent to ask them to.
You really need someone who knows the local market and can assist you with the negotiating part of the deal. A home inspection is also always recommended.
The agent can also assist with the USDA loan and the Tax Rebate.
And no to the 9.25%...you can do much better than that.
Dominick Dina, Broker/Owner
We will definitely use a Realtor on our next investment. This was just an unusual circumstance that turned out to be a blessing for us.
You are asking professional Real Estate Agents how to do something without a professional Real Estate Agent, Maybe I put my caps in the wrong place did you notice the operative word PROFESSIONAL. That did not come by by hanging a sign out as many construction people do in Texas. We, in Texas are the most highly trained and regulated agents and Realtors in the United States.
I would not ask my Doctor how to take my grandchild's tonsils out with out a Doctor.
But to answer your question you can handle the paperwork, if you must, at a Title Company. The will not represent you, they will not negotiate for you, they will only do the paperwork for you and for Goodness sake do not try to do that with out the professional at the Title Company particularly the Owner Finance.
Please Take the advice Dominick gave you. You can interview a few BUYERS agents on the phone and tell them that you have already chosen the home you want and need help with the contract and ask how much they will charge. Your closing cost are paid in a USDA loan so why cut this corner, you are already saving a lot.
I will put you in contact with someone that can handle both the loan and the contract if you wish