Home Buying in 97886>Question Details

Mountain Man, Home Buyer in 97886

What is the technical difference between a modular home and a manufactured home?

Asked by Mountain Man, 97886 Sat Sep 20, 2008

Help the community by answering this question:


A manufactured home is assembled in a plant, and set/delivered to the site on wheels. (mobile/mfg/ home) The wheels can then be romoved or left in place. These homes can be moved at any future time.
A modular home is assembled on site, with the parts pre-assembled at the plant, and trucked to the site and installed on a foundation (usually concrete). They were never ment to be mobile, are stick built and permanently attached to a foundation.
2 votes Thank Flag Link Sun Sep 21, 2008
Dear Mountain Man,

What an interesting question! I went around and around with this very situation this fall. It looked like a stick built home. This was never questioned by us. The home inspector was a little puzzled and asked the Buyer if she was sure it was stick built. My Buyer told the inspector that it was a stick built home and her condidence was enough to reassure the inspector. Then we discovered that this home was indeed recorded with the county as a manufactured home which would require an adjustment in the financing so all parties were very frustrated, but the discovery did not make sense. The inspector's photos from underneath the house showed none of the expected trailer frame. The crawl space access did not resemble a manufactured home. Then I needed to stop by to return a key to the lock box, and the home owner was there and he mentioned that it was a modular home. He had not realized that this would be of any significance when the home was listed.

The listing realtor was working hard to help solve the mystery, and she contacted the manufacturer who produced paper work that confirmed it was indeed a modular home. The County would still not relent which continued to throw a wrench in the financing. The appriaser looked at all the evidence and did his own inspection and he said from everything he saw, he needed to write it up as a modular and it was indeed valued as a stick built home and not a manufactured home. Eventually the County agreed that they needed to reclassify the home and made the adjustments which satisfied the Lender and we had a happy ending.

This was an eye opener for those of us involved, and it showed the value of being diligent in reviewing records!

Best regards!

Sandi Siron, Principal Broker, ePRO
ERA Universal Realty, 985 N First St. Hermiston OR 97838
Office: 541 567-8303 Mobile: 541 571-1221
0 votes Thank Flag Link Fri Jan 8, 2010
Good answer below. Modular homes are hard to discern from a normal stick built home if they are done right. A Manufactured home typically has that low pitch (3:12 or 4:12) as a giveaway. There are some great manufactured homes and they may in some cases be a better built home. The perceived market difference is still there however with manufactured not being able to have the resale value that stick frame does. Between the two I would go with a modular.

Hope that helps you!


Dirk Knudsen
Re\Max Metro
#1 Re\Max Team in Oregon
Web Reference: http://www.nwhomecenter.com
0 votes Thank Flag Link Sun Sep 21, 2008
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer