V,
Where I agree with Mark below that you have posted to the wrong board, I would recommend that you check out the Intero Real Estate website listed below. It's probably the best I've seen and would more than help to educate you. Then... as Mark said below, I would call an agent out there for assistance. Good Luck!
If you would like to get some help you should try posting your question where California agents might see it. You posted in Chicago. Hope that helps!
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