My prediction is the market is going to stabilize. What I mean is we will be moving out of a "Seller's" market with an increase of inventory. Prices will not sky rocket like last year's 12% gain instead will gain a more normal 5 to 6% value year over year. Homes in Lake Oswego in particular will keep there value as it is one of Portland Metro's most popular areas. I also believe interest rates will continue to rise slowly but banks will loosen lending standards to compete. Hopefully we will see an increase in consumer confidence so the days-on-market decrease especially in Lake Oswego where they can be numerous.