Each county, city and subdivision has different tax rate, different special assessment and some minor fee which is not base on your property assessor's value.
Can insurance on all the 250K properties be the same? And how about the coverage you select? IP or PR?
Yes, maybe, you just need a rough amount for your financial plan but how rough?
About $1400 worst case but you can always get in touch with your Bank Loan Manager.
Hopefully not a Condo. otherwise you have to factor in HOA dues and banks will loan you
up to every 45 cents on the dollar if your credit is good.
I live & work in the 94901 area if I can be of help. but correct as rates and terms have cahnged talk to a local loan broker for th emost accurate numbers which depends on your credit score. Realistically you woudl be very lucky to get a 4% interest rate on a 30 year fixed, so check this. Yes your PITI is about $955 per month with Hazard Ins & Taxes an extra $271 per month so about $1226 per month.
See attached link for your own Estimates, based on being able to qualify if its a house or Condo?
good luck, Let me know if you need additional help in the area. Nigel Faulkner .T 415 298 2485
In addition to what Tim said, you can contact a local lender who can not only provide you with your payments but also provide you with a Good Faith Estimate for your closing costs.