Dianne,

The builder can set this age restriction, but, as I understand it there is NJ law says that 20% of the property can be under 55... regardless of what the builder states. Any attorneys that can verify that for me?

I heard this from an attorney in a general conversation but he did not elaborate.

Any attorneys that can verify ?

I worked in sales at Cedar Village for several months.

The minimum age to purchase a condo at Cedar Village is 55. Specifically, one purchaser must be 55, and the second can be younger. The youngest occupant of the premises must be at least 19, (i.e. a parent and child)

Hi Jessica,

This is the exact reason I suggest that agents from other states do not try to answer questions for people in another state. Some agents will answer questions just to be the first answer.

In NJ, there are senior or adult communities, and as I know it, 20% of these communities can be under the age restriction.

Hello Jessica and thanks for your question.

The minimum age for purchasing any unit within a "Senior" community is 55 and1/2, however, only one buyer must meet the minimum age requirements--the other purchaser to the same transaction may be less than the minimum age at the time the home is purchased. So, for example, a husband and wife may buy a home in a senior community if the husband is over 55, but the wife is only 47. If the husband should pass away before the wife becomes the age of 55, however, the home must be sold to another qualifying buyer since the wife's age makes her ineligible to be an owner within the community. Typically, young children and teens are not allowed to be permanent residents within a senior community, but are allowed to visit.

Senior communities are exempted from certain housing rules that prevent discrimination based on age, so be aware of the rules regarding occupancy, visitors, and age requirements before purchasing in a senior facility. To my knowledge, there is no protected housing category for an "adults only community" (unless this is the term used in NJ for "senior housing") and if Cedar Village calls itself an "adult community" (rather than a Senior Community), anyone who can qualify to purchase a home within the community should be allowed to buy.

Check with the sales office to ensure that you fully understand the rules for the community before buying. Talk with a trusted Realtor in your community for more information.

Sincerely,
Grace Morioka, SRES, e-Pro
Area Pro Realty
San Jose, CA