The step often overlooked is the review and evaluation of your personal monthly budget, accounting for all income and expenditures. In my opinion, there's nothing more important. With this done, you are either ready to move on in the process or wait and make some adjustments that will help you fulfill your dreams in the near future.
Chat about your situation and your short and long term goals.
The REALTOR will share with you the current real estate reality and have discussion regarding the many options available to you.
If the sun still shines brightly, the REALTOR will direct you towards a lender who has a track record of providing financial solutions for folks just like you, in your situation, with similar goals, seeking the same outcome. You will be directed to a lender who delivers solutions, on time, under budget and without the hysteria.
Now you have a realistic grasp regarding your home buying authority.
Next step is to identify the communityes within your finacial profile and lifestyle with the aid of your REALTOR.
Next create a buying strategy.
Finally, be quick, bold and act with authority.
Best of success,
Annette Lawrence, Broker/Associate
Palm Harbor, FL
Of course your REALTOR will have a 50 page home buying guide that provides instruction on every step of the process from lifestyle to assessing potential homes to the purchase process to packing to getting those utilities turned on.