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Trulia Phila…, Other/Just Looking in Philadelphia, PA

What is the difference between an HOA and a Co-Op?

Asked by Trulia Philadelphia, Philadelphia, PA Tue Nov 6, 2012

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Marge Bennett’s answer
completely different type of ownership. You own your home (legally) as a single family home in an HOA- Home Owner's Association which exists to take care of and pay for common elements of the community. In a Co-op you own shares in the community and rights to your property.
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