I have contact info for specialists at all three banks and just went through the construction to perm loan process personally. Please feel free to contact me directly if you'd like more insight or advice.
David Kfoury, REALTOR
Endless Summer Realty
I suggest you speak to a mortgage broker for a construction/perm loan. Lately, my experience has been that the banking industry has loosened their requirement on these loans. The mortgage broker I have worked with on these type of loans is Damien Blumstein from Dolphin Mortgage. His contact information is below.