Home Buying in Los Angeles>Question Details

Logan28, Home Buyer in Los Angeles, CA

What is the average Home Insurance cost in Redondo Beach/Torrance area. What type of coverage is recommended?

Asked by Logan28, Los Angeles, CA Thu Sep 24, 2009

I would like whats a reasonable deductible, liability, and any relevant information on an home insurance policy.

Help the community by answering this question:


Like almost everything in real estate, depending on who you talk to, you could get extremely different answers. Additionally, the cost of insurance varies based on the actual house you are insuring. Is it single or multi-level. Is it in a high fire or flood zone? Does it have a wood shingle roof? How many square feet of living space? Are you in the Torrance Soils Area? Etc, etc, etc. All that being said, you can probably estimate your Home Owner's Insurance at $700 - 1000 per year.

To get a more accurate number, speak with an insurance agent. They regularly give out estimates of premiums and can discuss the various coverages you might need based on the types of homes you are looking at. If you are looking for an insurance agent who specializes in the South Bay and can give you specific information regarding the various areas in Torrance and/or Redondo, call PV Peninsula Insurance, Jose Villasenor. His office number is 310-802-2662 and his direct/mobile number is 310-941-7029. He will be happy to help you out.

Good luck in your search for a great home in the South Bay. If you would like more information about our wonderful area and are not already working with a great agent, feel free to contact me. We are starting to see some good deals and many normal (not bank owned or short sale) listings in this area. Your home is definitely out there, Dare to Dream.

Shel-lee Davis, CDPE
Your Real Estate Consultant for Life
RE/MAX Palos Verdes Realty
0 votes Thank Flag Link Fri Sep 25, 2009
You can get all of the up to date statistics from Susman Insurance Group in Los Angeles at http://susmaninsurance.com/
Call direct and ask for Karl Susman. I have a business relationship with him, and he will answer questions based on your individual situation. Please feel free to use me as a reference.

Debbie Bremner
The Bremner Group at Coldwell Banker
Licensed Realtor for 33 Years
Direct 310-571-1364

Facebook: http://facebook.com/DebbieBremner
Twitter: http://twitter.com/DebbieBremner
Blog: http://www.TheBremnerGroup.com
0 votes Thank Flag Link Thu Sep 24, 2009
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