Home Buying in Riverside>Question Details

Jesus Lopez, Other/Just Looking in Austin, TX

What is the HOA and what is included ?

Asked by Jesus Lopez, Austin, TX Sat Nov 10, 2012

This question was asked from this property: http://www.trulia.com/property/3098054986-1304-Summit-St-116…

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Paul Puig’s answer
HOA's operate differently for fee simple property (home) vs common interest property (condo).

Homes is subdivisions will limit themselves to insuring common areas, parking restrictions and
architectual rules and regulations. Charges can be optional (voluntary hoa). If mandatory, the
charges will be due quarterly vs month to month and are minimal compared to condo hoas.

Condos charge by the month and cover all exterior maintenance. Back yard maintenance can
be optional. Water can sometimes be included depending on the usage meter setup. Internet
can be setup for the community then included ..... Depending on the community and what is
offered rates can range from 60 to 600 dollars per month. Maybe higher.

In many cases a document is signed a time of purchase that allows an hoa to lien your property
for non payment.
0 votes Thank Flag Link Thu Nov 22, 2012
Is the insurance provided by the HOA, is it complete? Does it cover your personal items?say if there was a fire, would your condo be totally covered for reconstruction and cosmetics, flooring,appliances, and personal times? Or, what additional insurance would you suggest so you're covered with everything i n a fire?
0 votes Thank Flag Link Sat Jan 12, 2013
The HOA Fee covers water, gas, and sewer, common area maintenance, common area insurance, and the swimming pool, and trash/recycling.and is $165 per month.

Please let me know if you have any further questions.
0 votes Thank Flag Link Sat Dec 1, 2012
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0 votes Thank Flag Link Mon Nov 12, 2012
It is $165 per month and includes gas, water, trash, common area maintenance as well as insurance.
0 votes Thank Flag Link Mon Nov 12, 2012
Jesus, I just verified with the owner that it also covers water, gas, and sewer, so the only thing you would be responsible for yourself would be electric and cable typically. The HOA fee is $165 per month by the way. Joe
0 votes Thank Flag Link Sat Nov 10, 2012
Jesus, I believe the HOA in there covers the common area maintenance, common area insurance, and the swimming pool, and trash/recycling. If you're interested, I can contact the listing agent and get you more specifics. Feel free to email or call me and I will do all I can to assist you.

Joe Jarusinsky, Keller Williams Realty, 512-261-4415
0 votes Thank Flag Link Sat Nov 10, 2012
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