FNMA (Fannie Mae) buys conventional loans from almost all lenders. There are special programs for first-time buyers and those wanting to owner-occupy FNMA foreclosures. All require a steady employment history and good credit. Stop in to State Bank of Cross Plains and talk to a loan officer or contact HeatherM@FairwayMC.com at Fairway Mortgage. Once pre-approved, I'll be glad to help you get the home you want for a price you can afford.