The pros are easy living. You are responsible for your interior and that is it. Your money is budgeted for you because you pay x number of dollars per month that go towards the maintenance and repairs.
The cons If the community is poorly managed and there is not enough money in the budget to keep the community looking good. One of two things is going to happen in this situation...the association is going to have to raise the dues and/ or assess all the homeowners. Or the community just goes down hill.
It is very important to look at the Covenants and Restrictions, the Budgets, Past Assessments, and the condition of the community. Feel free to speak with neighbors to see how easy the HOA has been to work with... that says a lot.
It all depends on how the condo documents are written. Make certain to read the condo documents, and understand them clearly before buying. They can vary dramatically.
Detached means that the building that is being offered is not attached to any other. So it may look like a single family home and appear to be on it's own lot. Again, read the "docs" and you will see what is actually being offered for sale. Probably you will actually own the interior (from the studs in...) including all the windows and doors. You will have some percentage of ownership in the so-called common land, probably an undifferenciated share. You may have control of a small footprint around the unit for gardens. Probably you will have a monthly condo fee that will cover some services , insurance, taxes and future replacement of roof or siding, but again, that is a question worth asking and reading about in the docs.
This fee would not be charged if you were buying a single family house rather than a detached condo, so it is worth deciding if you want to pay a fee or actually mow lawns, shovel snow, etc. Sometimes owner's age or health, requirements of a job or lack of free time make a condo well worth the monthly fee.
The detached condo means the individual units have no common walls with neighbors. Condo By laws and covenants are filed with the state.
The condo can either be fee simple (land owned in common by the condo unit owners) or land lease (land owned by 3rd party and leased to unit owners)