Question Details

Kamukus, Home Buyer in Dallas, TX

What is HOA? Why we pay HOA fees? What are the benefits? How to avoid HOA?

Asked by Kamukus, Dallas, TX Sat Nov 8, 2008

What does determine HOA fees amount? Property price or ......?

Help the community by answering this question:


HOA stands for Homeowners Association. If you buy a property that is in a development that has HOA fees, then you have no choice, you will pay these fees or they will ultimately put a lien on the property and possibly take it away from you. Some people see no benefits to paying HOA fees and so they don't buy properties where there are fees. Other like being in these types of neighborhoods, as they often offer things like pools, gyms, tennis courts, maintenance of the common grounds or exterior of the buildings etc.

If you don't want to pay these fees, it's simple don't buy in a development where there are fees. Before buying anything you should definitely find out if there are fees, if so how much, and what they cover. These neighborhoods often have all sorts of rules and regulations and their not necessarily bad but you need to know before you buy.

I would advise you to find an experienced buyer broker who can assist you and answer your questions. I've attached a link below on how do do this.
3 votes Thank Flag Link Wed Aug 8, 2012
A few months ago my husband and I sold our home in Colorado and it was a bit difficult getting the HOA documents needed for our buyer. A family friend referred us to They were a huge help in making sure we had all the right documents and the information met the state disclosure requirements. I was able to get the whole package together easily by the contract deadline. I don’t think the process could get much easier than the software and service provided by Association Online. You should visit their website or call (970)-226-1324. They’re a great help for homeowners nationwide.
1 vote Thank Flag Link Mon Feb 3, 2014
HOA stands for Homeowners Association. The amount is determined by the HOA itself in conjunction with management company overseeing the HOA and it's based on the budget required to both operate the development as well as to fund the capital reserve.

I can tell by your question that you should absolutely be working with a Buyer Broker. This won't cost you anything and will likely save you money and time. They will be a great source of information which you'll both need and want.

If you're looking at condos or townhomes you cannot avoid an HOA fee, as you don't own the outside of the building, this is owned by the HOA. If you're looking at single family homes you can avoid HOA fees, simply don't buy in an Association.

HOA fees can cover a wide variety of things, amenities such as pools, gyms, tennis courts, etc., maintenance of the exterior of the building (condos/townhomes) maintenance of the grounds, common area insurance, etc. Each HOA is different so there's no way anyone can answer your question specifically without knowing the exact development you're looking at. Most HOA determine the exact fee based on the size of the unit not the price paid, unless their all the same size in which case the fees are identical for everyone.

Do yourself a huge favor , read the link I've attached below and then start interviewing local agents to find yourself an experienced buyer broker, you'll be glad you did.
1 vote Thank Flag Link Sat Oct 12, 2013
HOA is a home owner's association. Their purpose in short is to maintain the property values in a community. The only way to avoid an HOA is to find a location where there isn't one!.....The risk here is that there is no one to control what property owners do with their property...i.e. your neighbor may place a car on jacks in your neighborhood (LOL)....there are benefits to having one, as well as limitations. Remember, all homeowners want two things, increasing property values, and secondly, low or realistic HOA fees.

Hope this helps
1 vote Thank Flag Link Wed Aug 8, 2012
In review of numerous Cities and their areas with HOA's, every city researched has a 'City Neighborhood Community Service', limiting what people can and cannot do. Living like pigs, not cutting their grass, parking on streets longer than 24 hrs, building safety standards, filth and everything else you can imagine, that effects your personal wellbeing. This service is provided by the City when you pay your property taxes. For anyone living in a residential community, and paying HOA fees, is nothing more than paying for services twice, and what the mob calls; 'a protection racket'.

Do the numbers – Small 50 home community, HOA's at $40. monthly = $2,000. monthly x 12 months = $24,000. for a couple high-school kids to cut the lawns in the community areas, weekly during the summer months, and shovel the sidewalks 'if' it snows in the Winter. So who gets the unused 20,000? Answer, HOA officials. HOA's are a huge scam on the ignorant. Buying into one, is worthless, at best.
Flag Sun May 31, 2015

The only way to avoid HOA fees is to buy property in a community that does not have a Home Owners Association or one that has a voluntary Home Owners Association. Once you purchase in a community with a HOA you are locked into those fees established by the community.

HOA fees may include amenities you recieve by living in the community including, maintenance of common ground, roads, pools, community facilities, insurance etc. The benefits that are available vary from one community to another. You should check with your association to find our the specifice of coverage.

There are rules and guidelines that are also associated with an HOA that are intended to protect the rights and property of those people that live in the community. These also vary between communities.

Before buying a property we recommend to our customers to contact the President of the HOA and/or other board members to inquire about the community history, current issues, as well as future plans for the community.

We hope you find this information to be helpful.

Best wishes,
The "Eckler Team"
Michael Saunders & Company

2008 Five Star Award for Outstanding Customer Service
1 vote Thank Flag Link Sun Nov 9, 2008
HOA is the Home Owners Association. It has a Board of Directors with annual meetings that residents attend and vote. They are responsible for the common amenities in a community such as all common property, pool and more. When buying in a community, you have by contract (in Florida) 3 days to review the Homeowners Association Documents and make sure that you are aware of all rules and regulations and are willing to abide by them. Some HOA's have only common grounds...othrs have total building maintenance including building insurance. I hope this helps. Debbie Albert, Coldwell Banker Residential
1 vote Thank Flag Link Sun Nov 9, 2008

An HOA is a Home Owner's Association. The association assists with maintaining and improving that property and others in the same group. The fee is paid either monthly or yearly. If owners of property belonging to a homeowners' association do not pay the required monthly (sometimes annual) fees as well as any special assessments, the homeowners' association can foreclose on the delinquent homeowner. Prospective homebuyers should always inquire as to whether the property they are interested in has HOA fees before committing to buy it because these fees can affect a homeowner's ability to afford the property. HOA fees can vary widely depending on factors such as community amenities and how effectively the reserve fund is managed.
0 votes Thank Flag Link Mon Jan 27, 2014
can hoa add fee on the bugde to purchase apts.
0 votes Thank Flag Link Sat Oct 12, 2013
What is the legality of HOA
0 votes Thank Flag Link Wed Feb 6, 2013
HOA is kind of management corporation, their actual work is performing managment related operations for board members from several residential communities. If you get house for rent under HOA then you have to pay them for maintaining the bilding, cleaning and for over all services they perform. There are many benefits in HOA but few of the managment company has several restrictions.
0 votes Thank Flag Link Wed Aug 8, 2012
if your HOA is legally incorporated,they may be able to place a lien against your property for failure to pay HOA fees or for covenant violations.
0 votes Thank Flag Link Sun Nov 9, 2008
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