Therefore, if you do not believe the property is worth the asking price: ask yourself why? Is it because you want a a great deal or is it truly over-priced. Real estate is a free market system and only the market will determine the value. If it's a home you really want then it becomes a matter of what you're willing to pay to get it or if you're willing to move on to another property.
All the best,
Coldwell Banker Star Realty
A strong offer may be a couple of dolars on your mortgage payment away from a weak offer. Shop for the best rates also as they affect your payment directly. It may be a difference from getting your house or not.
Celso Neves NMLS 829964 http://www.lamortgagehomeloans.com
Offering less than list price is one sure way to get you offer flat out rejected, unless you are paying CASH, then the seller may take a bit less than list for the security of a fast closing.
Kawain Payne, Realtor
http://www.trulia.com/blog/AnnetteLawrence/2014/02/market_in ---------- Submitting a low offer in this community could result in your offer being ignored.------------ You and your REALTOR need to review the real stats (no Zillow or Trulia nonsense) and make your offer based on the data. Stay inside the bracket and you will start the conversation. Get greedy and you will be talking only to yourself.