You've been posting for a while now. Surely you know by now that financial disclosure is an absolute requirement when trying to purchase. In short yes, it is necessary.
Gerard is absolutely right.
It's a common practice for a buyer to disclose their financial information. It slightly differs on an all cash deal where letters from banks and accountants may work. But in your case it's encouraged to include a filled out financial form along with a pre approval letter from your bank or mortgage broker.
The purpose of a financial statement and supporting documents is as follows. The seller broker or seller can see on paper if you have enough to meet all the requirements. Some buildings won't allow your LTV or loan to value ratio to go above 25-28%. Pre-approval letter and your mortgage broker didn't qualify you under such conditions unless you discussed this specific building and price. It's for the sellers piece of mind and it's also good for you to know if you can or cannot purchase in a building. All this your broker should have went over with you.
Good luck, don't be afraid and you an have everythign shredded after the deal is closed.
Your choice - Do you want the home? Follow your agents advice.
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