Home Buying in Lewisville>Question Details

Connie Murphy, Home Buyer in Lewisville, TX

What does your credit score have to be in order to qualify and does income have to be 3 and 1/2 the payment like an apartment hate to waste my time?

Asked by Connie Murphy, Lewisville, TX Tue Sep 27, 2011

looking if I know I can't qualify.

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Chris Hutchinson’s answer
Your income will determine how much house you qualify for but it doesn't mean that you won't get approved. I have lenders that will approve you with a 580 credit score and they will tell you what type of payment they will underwrite and ultimately the value of the house you can purchase.

If you need help going through this process I can help. Give me a call and we will get you preapproved. Then we can find some homes that match your price range. I specialize in working the Lewisville market and there are thousands of a buch of 3/2 properties out there that are hoving around that 100k range that you can afford.

Chris Hutchinson
The Chris Hutchinson Team
The Michael Group
0 votes Thank Flag Link Sun Oct 2, 2011
Chris, If you want to check out our free credit repair information you can go here: http://bit.ly/pYoBLZ This information will give you some tips on how to help improve your credit rating. Keep in mind that this takes some effort and time, but it's usually well worth it. Good luck with your home search

0 votes Thank Flag Link Thu Mar 28, 2013
Let's get you connected with a loan officer and they can go through all your details.
Lots of different factors involved.
It's a free service.
0 votes Thank Flag Link Tue Sep 27, 2011
Bruce Lynn, Real Estate Pro in Coppell, TX
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