Home Buying in Brooklyn>Question Details

dmaynard01, Home Buyer in Parma, OH

What documentation will I need to provide the bank when my fiance and I meet to discuss buying a home with me being a first time home owner'?

Asked by dmaynard01, Parma, OH Thu Feb 27, 2014

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Hi, You'd also need photo id, social security card. Tax returns full two years would be required irregardless if you're self employed or not. We like to verify no 2106 expenses by looking those over. Then I saw your question to Jessica however, we don't usually see messages unless you add another reply to the thread versus replying directly. If she happened to see it and response great, if not thought I'd help.... No, you'd need to provide any/all bank statements. Credit reports do not provide or verify those types of banking details. If I can answer any add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.
0 votes Thank Flag Link Mon Mar 3, 2014
Loan Application Documents Needed:
Last 2 years W2's or if self-employed, last 2 years tax returns
Pay stubs covering the last 30 days
Last 2 months banks statements
Most recent Retirement Account Statement
Court Decrees: bankruptcy, divorce and judgement satisfaction
0 votes Thank Flag Link Thu Feb 27, 2014
Thanks Jessica. What about any credit union statements or credit card or bank card statements or is that something the bank will obtain with a credit report?
Flag Thu Feb 27, 2014
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