Hi, You'd also need photo id, social security card. Tax returns full two years would be required irregardless if you're self employed or not. We like to verify no 2106 expenses by looking those over. Then I saw your question to Jessica however, we don't usually see messages unless you add another reply to the thread versus replying directly. If she happened to see it and response great, if not thought I'd help.... No, you'd need to provide any/all bank statements. Credit reports do not provide or verify those types of banking details. If I can answer any add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.