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What documentation does one need to provide to receive a loan?

Asked by Trulia Las Vegas, Las Vegas, NV Thu Feb 28, 2013

Help the community by answering this question:


Many different loan programs out there,..However,...most of them require the same docs.
You will need to provide Bank Statements....Paystubs....2 years of tax return and authorization for tax transcripts.
They will also run your credit.
They will probably also require seasoned funds for a down payment.
This money will have to have been sitting in the bank for at least two months.

I have some excellent lenders that I work with...feel free to contact me at anytime....
My info is below....

Good Luck...!!!

Hank Lauzon III

Exit Las Vegas Realty Center
6600 W. Charleston #119
Las Vegas, Nv 89146

Cell 702-449-0899
Office 702-949-2409
Fax 702-543-6844

Web : http://www.HanksLVRealestate.com

Email: HankLVRealestate@aol.com

Facebook: http://www.Facebook.com/HanksLasVegasRealEstate
Never look down on anybody...unless you're helping them up.
1 vote Thank Flag Link Fri Mar 1, 2013

Typically pay stubs for the past 30 days and tax returns. If you are self employed, tax returns and bank statements. I have someone who assists those with credit challenges and they get you closed in 14-21 days. Contact me for more info.


Nakia Woodson
Wardley Real Estate
1 vote Thank Flag Link Thu Feb 28, 2013
Call me Johnny Peters with North American Financial at my direct line 939-2474
We need to run your credit to see what program fits
We also need your last month's paystubs & taxes for 2 yrs., W2's & 2 mos. Bank statements
We are a Broker so we use many different Lenders so there maybe other requirements, but
please call, no obligation. Thank you
0 votes Thank Flag Link Fri Mar 1, 2013
2 years taxes,bank statements and the lender will pull a credit report to get a look at who and what you owe. If you need a good lender contact me and I will send her information to you. Dorothy will talk with you on the phone and you can get started. You will love her. I have used her for many years.
Thank You
Suzie Marquardt
0 votes Thank Flag Link Thu Feb 28, 2013
Here's what I usually ask from my clients to get pre-approved...

1. recent 30 days pay stubs
2. recent 2 years W2s
3. recent 2 years tax returns (form 1040) with complete schedules
4. clear copies (front and back) of photo ID and Social security card
5. recent 2 months bank statements with complete pages

I also run the credit to determine the qualifying score.

Eugene Prospero
Mortgage Consultant
All Western Mortgage
0 votes Thank Flag Link Thu Feb 28, 2013
2 years tax returns, 6 month of bank statements, 2 years of job history and anything else that they ask for.
0 votes Thank Flag Link Thu Feb 28, 2013
Typically you need to provide ID, social security card along with proof of income and bank statements. Email me at lvhomesbymike@gmail.com and I can have a loan officer contact you directly.
0 votes Thank Flag Link Thu Feb 28, 2013
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