Keep in mind that an approval for a mortgage usually has a time frame.
If you don't find a property within that time frame you may need to at least update.
After you meet with a lender and you know your buying ability, then choose a local real estate professional to help you find a great property, and then formally apply for a loan.
You can use the time you are looking at properties to also prepare all the correct and current forms that the lender will need for your formal application.
(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)
In so doing you'll be given the info as to what documents and/or information about yourself you'll need at that time.
Various lenders may ask for different documentation or information so identifying the lender will help you avoid wasting time tracking down unnecessary information.
For recommendations on mortgage lenders and/or a free tutorial on home buying, feel free to drop me a line: email@example.com.
Good luck on your home search!
Michael A. Pallares, Realtor, ABR
Coldwell Banker Residential Brokerage
typical docs needed:
-one month of paystubs
-last year's W2
-tax returns if you are self employed or are paid commissions.
-most recent bank statements for any account where you have downpayment and reserve $$ saved.
If you need any help in getting qualified I would be glad to assist. Most can be done with a phone call these days.
Licensed Mortgage Planner
Regency Mortgage Corp