Thomas J Heverly Realty
Thomas J. Heverly Sr
20 W Browning Rd
Bellmawr, NJ 08031-2201
Web site : http://www.heverlyrealty.com
The rule of thumb is usually around 620. But there are lenders that have programs that are designed for people with lower scores. The best idea is to call a few mortgage lenders and discuss your situation and ask them what they have that would be a good fit for you.
Have a job for last 2 years... making payments on time... Yo should be ok. Just need to find out how much you qualify to buy.
It's easy to qualify today and certainly there are plenty of homes to choose. Get in now while interest rates are low. Once in lifetime chance! In my lifetime I never seen rates this low until now.
If I can help contact me
Search foreclosures and short sale here: http://www.BuyNJShortSales.com
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609-868-1171 call / text / email 7 days
It depends on the lender.... but many are requiring 600 or 620 average scores. I've seen some at 580 and have heard of some lower, but you'd have to shop around. Get my free mortgage info questionnaire to help you begin shopping for a loan.... it's on the bottom left on my home page at http://hometeamNJ.com under mortgage info.
Joe Montenigro REMAX Home Team
Broker, GRI (856)374-2800 x106
Serving Gloucester Twp, Washington Twp & South Jersey Real Estate Markets
Search all Homes: http://hometeamNJ.com/search
About Joe: http://hometeamnj.com/about/