Fox Blake,

There are many mortgage companies out there. Brokers, direct lenders, banks, and credit unions. Some are good and some are not so good. A good start is a referral from a friend, family member or professional like a realtor, cpa or attorney. You can check out the company in question by finding out who the licensing agency is for that lender. For instance the Department of real estate or department of corporations. Then see if there are any complaints or unresolved issues. Another place to check is the BBB. That would be a good source... Hope this helps a little and I wish you success in your loan quest. Sean

I think it mostly depends on your loan officer. From my understanding, they are primarily a Broker, but have Banker capabilities. I've heard comments good and bad, but like any company, it may depend on the agent, with whom you're working. If you're interested in discussing your options, then I'd be more than happy to talk or e-mail with you. I work with a direct lender (with broker capabilities) and have provided a lot of people with various solutions to meet their needs. Please feel free to check out my website or e-mail me at mike@mikebjork.com and will be more than happy to answer anything further.

David,
Why dont you share your information here so that others can benefit from it?