Home Buying in 07950>Question Details

Jessica Curry, Home Buyer in Morris Plains, NJ

What bank has the lowest closing costs?

Asked by Jessica Curry, Morris Plains, NJ Sun Apr 29, 2012

New jersey

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There are many things which comprise the Closing Costs:
The Prepaid Taxes are a big thing, or can be; they can be 1/12 of the Old Tax assessment, up to 1/2 of that amount.
There would be Title Fees, Insurance fees, Notary fees.
You will find that the difference between the highest and the lowest as far as their own fees are concerned, is maybe a few hundred dollars.
The Bank doesn't vary or determine most of the charges.
0 votes Thank Flag Link Sun Apr 29, 2012
Different banks have different fees. I always advise my clients to get quotes from three different companies, however, I work with someone that is very, very fair. I have rarely seen another company who could do as well. If you email me at smacdowell@kw.com I would be happy to introduce you.
0 votes Thank Flag Link Sun Apr 29, 2012
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