Personally, I prefer local Tucson based lenders.
CALL ME TODAY IF YOU ARE LOOKING FOR SOMEONE YOU CAN TRUST!
- requiring money up front before providing an interest rate or disclosure documents
- a rate seemingly much lower than everyone else (if it seems to good to be true it probably is!)
- lack of followup and lack of experience
- several complaints when you google them
There are a number of others, but the best way to avoid hooking up with a shady mortgage guy is to speak to folks who come highly recommended (friends, family, realtor, etc) and don't get sucked in by a too good to be true rate quote. Different lenders have varying capabilities, but on a fairly standard program everyone should be fairly close in terms of rates. If someone is more than 1/4% lower than everyone out there then there is probably a catch!