There is not as much difference between a Canadian buyer and a US buyer as you might think. The offer,contract process is the same, the biggest difference is in the financing arena. But since this is Florida and we happily sell many homes to fellow Canadians there are many with the experience you are looking for. Ask around with friends and family or local Canadian Clubs for some personal references.
As a foreign buyer you should be aware that Florida real estate agents are licensed to sell property anywhere in the state. With this said, it's always best to use an agent that is familiar with the location(s) in which you have interest.
The Sarasota/Charlotte County areas are not excessively large and you will be able to find agents and agencies that will be able to meet your needs for these locations.
We are familiar with cross border buyer needs and have worked with many Canadian customers in your targeted location. Buyers often find it helpful to speak with some of our prior coustomers from their homeland. Hearing about their experience and having an opportunity to ask them questions goes a long ways toward helping people feel comfortable. Thus, we would be happy to put you in touch with someone that could accomplish this.
Please feel free to direct any questions you may have to us. We'll be happy to respond.
Our Agency works with foreign buyers and would be happy to help you locate a home in the Englewood area. I have lived here for 11 years and whether you live in Sarasota County or Charlotte county is more a preference to which neighborhood you want your home located. Though Englewood is split down the middle, in the center of town is Englewood Water District. The water quality within the District boundries is much higher than the Sarasota County or Charlotte county water. That may be a deciding factor in where you locate your home. Here is a link to start your search around the area, http://myfloridahomesmls.com/phyllisrollo. The zipcodes for Englewood are 34223 and 34224.. East Englewood has a Port Charlotte zip code 33981. Two other locations in the Englewood area would be Placide 33946 and Rotonda West 33947.
I would be happy to answer any questions you may have.
Keller WIlliams Realty
Englewood , Florida 34224
Here is some basic information of differences on living in Englewood, FL. Some parts are in Sarasota County and some parts are in Charlotte County.
Schools - Englewood is split between northwestern Charlotte County and southwestern Sarasota County. The Sarasota County and Charlotte County School Districts have a reciprocal agreement allowing some Charlotte County residents to use the Englewood Elementary School and Sarasota County students to use the Middle and High School located in Charlotte County. There is one public high school â€“ Lemon Bay High School and the nearest public Middle School is L.A. Ainger Middle School.
Utilities - Englewood has a private utility company. The Englewood Water District and the Englewood Fire District serve the community and the The Englewood Community Redevelopment Area (CRA) is a special district the Sarasota County Board of County Commissioners created on the Sarasota side of Englewood.
Beaches - Englewood has four beaches all of which are located on Manasota Key, a barrier island along the southwest Florida coast. You can look at Google Maps of Englewood and see where the county lines are split.
The main factors you would need to take into consideration are:
-The age and condition of the home for homeowner insurance
- Location of home whether it is in a deed-restricted community or not
- Elevation and location of home - is it in a flood zone
- Zoning depending on if you want to live in single family residential or multi-family, some communities are mixed with single family, condos and/or villas all in the same development
- Utilities - some are on city water and sewer others are on well and septic. You would need to know whether the home/community is slated for new water/sewer connections and the fees involved
- FPL rates are the same for both areas - http://www.fpl.com
- Taxes (millage rates) are different for each county and location. The home woud be re-assessed after being purchased. What the current owner is paying is not necessarily what you would pay.
- If you are paying for your own health insurance, Sarasota County is cheaper than Charlotte County
- Water/Sewer rates are different
Sarasota Rates - http://scgov.net/EnvironmentalServices/Water/Utilities/Rates
Charlotte County Rates - http://www.charlottecountyfl.com/CCU/Rates/
If I can answer any additional questions, please let me know. Our agency does work with foreign buyers.
Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL