You are going to need to spend about a third of your gross on housing per month. Some lender programs will let you go closer to 50 percent if you are young, have a solid job, great educational creds and have great credit. Where do your friends live?

Call 866-819-5265...this is Coldwell Banker's mortgage company and they will (no charge) be happy to explain how it works and what you can afford. When you know what you can afford, you will then be able to find where it is. If you are concerned about safety, think about getting a roommate. In our world today, is there a place that is truly safe?

Hi Kathy. Your best bet is to talk to a bank. They will check your credit, salary, employment and give the amount of loan you can afford. Once you know what this amount is contact me and I'll be happy to show you nice places in Queens.
http://www.casasenqueens.com