Keep in mind that if the appraiser notes these unrepaired conditions on the appraisal then the repairs must be completed prior to closing or you must go the "escrowed repair" route described above.
Jack Gillis, M.B.A., J.D.
Nathan Grace Real Estate
5619 Dyer Street | Suite 100
Dallas, TX 75206
Also, depending on the sales price of the home, you are allowed up to 6% in seller concessions, this would include repairs, closing costs and prepaids.
Your best bet is still to get confirmation from your lender since they know specifics about your file.
You would need have those completed prior to closing all receipts presented.
Buyers agent can explain in detail all particulars.
National Featured Realtor and Consultant, Texas Mortgage Loan Officer, Credit Repair Lecturer
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If you ask for too much money in closing cost and your actual expense comes in lower the money goes back to the seller. Referr back to my first sentence.
Good luck with your purchase,
Mary Beth Harrison
The Harrison Group
1-866-433-4578 toll free
What is allowed on an FHA 203K Loan is repairs, but those are subject to the lender's approval and the appraisal, and must be structured as an FHA 203k Home Repair Loan, so when you buy the home, the lender allows this. This must all be a part of your loan. Contact your lender to guide you further.