Mary:
This link should answer your questions:
http://www.federalhousingtaxcredit.com/
It seems as though you qualify, but I agree talk to your accountant. I will be interested to hear how you make out. Good Luck
You probably need to consult a good tax professional or real estate attorney since it's a very specific & technical question. If it were up to me I'd give it to you but Uncle Sam may not agree.
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