Best of luck to you,
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
firstname.lastname@example.org | http://www.AustinListed.com
I'd speak with a local lender and if possible a credit union and see if their willing to offer you a loan, I suspect you will be unable to get a loan at this time and will need to work on getting a credit score over the next 6 months or so.
I've attached a link below that goes into more detail on this subject.
Havning almost half of the fund for downpaymnet certainly help.
You can check with some portfolio lenders in the Dallas area. But like Don had mention, its always better to have a credit but we have to work with what we have and see if we can still make it happen.
Please let me know if you need some lender's contact.
JP and Associate
Thanks Ansley Mathis RE/MAX Hometown
Congratulations on saving so much for a big down payment for a home.
Happy to refer you to a wonderful lender who can shop best possibilities for your situation and is in the position to qualify you for a mortgage.
If interested, please contact me for further assistance.
email@example.com or 214-587-0409
As in a credit score of Zero?
No collections or anything?
Then yes. Banks can us alternative credit lines. Like: Rent, utilities, ect
Putting that much down ,ales the loan amount small. I would suggest Wells Fargo or another big bank for your loan.