Two of my buyers bought after foreclosure / bankruptcy this year, they needed to wait 3 years here in Virginia. Laws may vary from state to state.
Good news for you is that it's almost been 1.5 years since you've foreclosed. Since each situation is different, I highly recommend getting together with a reputable and knowledgeable lender who can guide you through the process.
Once clients with similar situation as yours come to me, I connect them with my most trusted loan officer who can look into their file and suggest solutions. If you are currently not working with a Realtor and would like to see where you stand, please feel free to contact me directly.
Hope this information is helpful to you!!
Faiza Alvi - RealtorÂ®
MILLION DOLLAR CLUB - PWAR 2011
Real Estate is about building relationships
& serving clients with honesty, integrity & passion.
Bart Gabe - 800 315 8803
NMLS# 20743 - my licensing information
http://www.nmlsconsumeraccess.org/ - link to look up my license number