First thing you want to do is to contact a Local Realtor in the area you are looking to buy. They can give you the most up to date information on their area, whereas other Realtors in other parts of the country have information for their area's. The Local Realtor can also help you find a Lender(should you not have one) that is licensed in the area you are looking to buy as there are some loan programs that are specific to certain areas.
For instance a local lender in NY may not be licensed in the part of VA you are looking to buy. Or there may be a loan program that works in one state that doesnt qualify in the area you are looking to buy a home.
Once you have found a lender, they can then help you on the programs that are specific to 'the area' you are buying in. There are a lot of programs out there and once you talk to a Realtor or a Lender in that area they can help you find out the qualifications and options you might have.
Please dont hesitate to contact me for more information about your situation or anyone else that reads this as well.
Coldwell Banker Residential
There are lots of options for new homes and fewer existing homes in your range. If you want to be represented by a Realtor as your buyer's agent you should get with them first before visiting the model homes of the area buiders. It doesn't cost you any more to have a buyer's agent because the builder pays the commission. And, it really helps to have someone on your side looking out for your best interest.
Here is a mortgage rep I highly recommend:
Stephen T. Cowen
Director of Mortgage Production
Office: (703) 737-3403
Mobile: (703) 928-5714
Fax: (703) 737-3427
I would love to be of assistance in you home search! Please give me a call!
Keller Williams Realty
If your lease is up June 1, you really should to allow a minimum of 30 days to select a proper home, and another 30 to take you from Contract to Close (contingency removal and loan process).
A loan officer will help you figure out (based on credit, income, debt and assets) what you will need to put down, your closing costs, current interest rate - or your total cost of ownership:
Senior Loan Officer
Mclean Mortgage Corporation
571 308 4009 (M)
571 405 2587(efax)
You can apply online: https://7308318167.secure-loancenter.com/WebApp/FullAppLogin
I'm happy to sit down with your family to have a chat about what's important to you in a home, then create a plan together. Feel free to reach out and let me know what works best for you this week!
Lisa Moroniak | REALTORÂ® | Service360Â°
SFRÂ® - Short Sale & Foreclosure Certified
Keller Williams Realty
Licensed in VA
Are you accounting for the mortgage interest tax deduction with your desired mortgage payment figure? Please let me know if you want me to send you listings under $500K in Ashburn.
The first step is to choose a real estate agent to help you navigate through the options. Please contact me if you would like to discuss the possibility of working together on your home search.
There are fantastic single family homes with community style living (as you mentioned that you have kids -- this full package living offerings will not only stamp a healthy life style for you but also help you grow socially in a very impactful fashion). Not to mention, it includes country club home listings too within your price range.
If you like to discuss more and willing to explore specific listings, you are most welcome to reach out to me. I will be gald to assist.
Ashburn resident since 12 years. More than 12 years of experience in US housing primary and secondary (Wall Street) market. Deep knowledge of Ashburn communities as most of them were built infront of me.
Looking Forward to hear from you.
Ashburn is close to us and we do lots of business in Ashburn.
Please contact me directly at;
Please let me know how I can help!
Lot of lenders require 3% or more and there are few lenders that can offer 100% finance, but they have requirements.
I can setup you up with an experienced loan officer to get you a pre-approval before you shop.
Please let me know.
Junaid Bashir / Realtor