We are trying to get a usda loan and my husband is in construction and is out of work 2-3 mo.out of the year.he makes very good.can we still qualify?

Kenny
Both Buyer and Seller
Bayville, NJ

Answers (3)
Justin Bosak
Agent
Toms River, NJ

Hey Kenny,

There are two different types of USDA loans there is a guarantee and a non guarantee. Depending on your income and assets you may be provided a subsidy that would help lower your monthly payments and allow you to purchase up to 244k with 100% financing and closing costs paid for by the seller. If you have any further questions let me know I can also put you in direct contact with the representative I know there who can streamline this process for you.

Thanks,

Justin Bosak
The Ocean's Six Group
732-644-6217
justin.bosak@osmls.com

View our properties at http://www.OSMLS.com

Thu Oct 8 2009, 07:36
Jim Flanagan, G...
Broker
08753

Kenny,

Call Chris Padovani at 732-207-8700. He's with Bank of America and is an expert in this type of loan! Please tell him I said, "Hello".

Thanks,

Jim

Wed Oct 7 2009, 19:17
William Troy
Agent
Toms River, NJ
FIRST ANSWER

Hi Kenny, do yourself a favor and look on the usda website for a mortgage rep that specializes in usda loans.

William Troy
Veltri Realtors

Wed Oct 7 2009, 18:16

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