Home Buying in Carlsbad>Question Details

Jen Loesch, Home Buyer in 55129

We are looking to relocate to the San Deigo area and are finding it difficult to find mortgage options with

Asked by Jen Loesch, 55129 Sun Aug 3, 2008

anything less than 20% down (particularly if we look at sale prices that put us above a conforming loan amount). We have the monthly cash flow to support a higher sale price but because we sunk a ton into our existing residence and aren't likely to recoup all, we're short on our down payment. Any advice?

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3
Hi Jen,

I can recommend a few options for you. If you're interested please email me.

Oliver
Prudential
Web Reference: http://www.oliverindra.com
0 votes Thank Flag Link Wed Jul 22, 2009
What price range are you considering for this purchase? You might be able to qualify for an FHA loan with only 3.0% down. There is a loan limit of $729,950 Check out my info website for more information:
http://www.westside-realestate.info
0 votes Thank Flag Link Sun Aug 3, 2008
Your best bet is to talk to a loan officer who is experienced in offering many different loan programs. Try Dennis Reese at Rancho Financial: Dennis@DennisReese.com or 858-314-2972, or Stacy Hunjadi at First Horizon Home Loans: Shunjadi@fhhlc.com or 760.479.2836.

It's great you are doing this research in advance of your move as it will play a key factor in deciding your price range.

Sincerely,
Tony
0 votes Thank Flag Link Sun Aug 3, 2008
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