Sr. Loan Officer Branch Manager, NMLS ID: 504917
If you are currently willing and able to buy a home, you should. The first thing is to work with a lender (preferably one local to the area where you will be buying. Your agent should be able to recommend at least one that is reputable.) to determine if you qualify for a loan.
The fact of the matter is that if you are going to live in any home, you are going to be paying a mortgage. (or the equivalent) Period. The question is, if you are going to pay a mortgage, shouldn't be yours??
Homeownership also provides tax benefits that renting does not, is a great long-term investment, and it can help you build your credit. (Not to mention the other benefits such as pride of ownership, freedom to make the changes that YOU want, etc.)
If you would like to learn more about the process, I know an agent in that area that I would definitely recommend. Regardless of who you use as an agent, be sure to tell them if you or your spouse is a veteran (including active duty).