Hi - now is the optimal time to buy with interest rates at an all time low. Home values have started to increase a bit and the prediction is that interest rates are going to start to go up by the end of the year as well. There may not be another opportunity like we have right now for the best rates and prices in many years to come! With a past bankruptcy and foreclosure on your record - I would highly recommend starting by talking to a mortgage broker to see if everything has been cleared from your credit to the point of being able to qualify for a home. Getting your financing lined up is always the best first step anyway - but with a few hiccups in the past, it's definitely something you are going to want to do before proceeding much further. If you don't already have a mortgage broker - I would suggest to try either Wade Ferguson at Guild Mortgage (503-333-6522), or Mark Aalto at Pacific Residential Mortgage (503-496-0406). Both do an exceptional job and would be a great resource for you. Just tell them I told you to call! Once you have an approval in hand - my team would be happy to help find the perfect home for you to buy.
Kelly Gebler, Principal Broker/Owner
Cornerstone Group NW @ Keller Williams Realty