As a potential Buyer, your interests may be better served by having your own AGENT representing you.
Realisticly, your bank is probably less concerned about getting another mortgage deal than moving this property at the Highest price, in the least amount of time to the best qualified Buyer.
If you are interested in this home, You need to submit an OFFER to the bank through a realtor. You may wish to use the Listing agent OR choose one that is WORKING FOR YOU!
If I can be of assistance to you, please call me at 440-487-2193 or e-mail me at John@CallRealtorJohn.com
Best of luck,