With a conventional loan you have to pay PMI if you are putting down less than 20%. My bet advice is to find out what the underwriting requirements that were not meant; would a 720 credit score done the trick? If it is a direct lender take your business elsewhere if they canâ€™t help you.
710 is still a good credit score, if you are working with a broker then they should be able to find a program that will meet your needs albeit the rate may be slightly higher.
Good luck shopping.
John Paul Ledesma
I'd love to help with your question, but I first need to know what state you're in. This question appeared in Kansas, but the zip in your profile is a Florida zip. If you could tell me which state you are purchasing this home in, I'd be happy to get you someone to give you some advice.
Thanks for the additional information. I look forward to helping you out.