Patrick,

Whether the bank can accept offers from persons other than thier agent, all depends on thier listing contract, and whether it is exclusive or not. It is possible that they got thier own offer from outside sources. But I agree with Carol, trust your agent. Do you have a buyer's agent, or did you write the offer with the listing agent? That will information will help me help you. I have done short sales before, and I can tell you from experience, Banks are hard to work with, sometimes. They will do what they want, when they want, and you can't stop them from it. . . .

Hope this helps, but when I know about your agency status, I will be able to help you further.

Thanks!

In Christ,
Timothy G. Livengood, REALTOR
Mid Carolina Real Estate, LLC.
o: (704) 279-0204
c: (704) 202-1807

My first question is, how long has your offer been over at the bank? Are you represented by a buyers agents or only dealing with the listing agent? I have seen a very few cases were offers come straight to the bank, but that is not the correct steps because it is listed with an agent and the offers are supposed to go through that office. I would be concerned at this point because something does not sound right. I do alot of short sales and it is a very long process but there are correct steps to take to make sure your offer is looked at and considered.
Feel free to give me a call or send me an email and we can discuss further.
Thank you

Lisa Revis
Southern Charm Realty Inc
704-856-2551
sold28117@yahoo.com

The best advice to give you is to trust what you are hearing from the Agent. So many people don't trust
Real Estate Agents, but we have to have integrity and deal with everyone honestly. Sure, they may be
some Agents who are dishonest, as there are dishonest people EVERYWHERE. But, it shouldn't be
assumed. If you want to buy the home, you need to trust. Otherwise, you may end up without the house
you really want.

I work in Washington state, but I would suspect that your state has Escalation Addendums? Ask your
Agent to add that to your Offer - maybe it will help you get the house and only pay slightly over the current
highest offer (depending on what your maximum will be). In our state, we have to get the competing Offer
sent for the Buyer to see is legitimate, to enforce the Escalation.

Maybe that will help you to get the home you want?